LIVE Now on Google Play — Paisa Tracker is out, and it's free. Automatic, private expense tracking for Android. Download now →
🔒 Private by design · Android ▶ Available now on Google Play

Know exactly where your money goes — automatically.

Paisa Tracker turns your bank's transaction SMS into a clean, categorized record of your spending — with insights, budgets, and reports. No manual entry, no spreadsheets. And only bank transaction alerts are ever read.

Free · No ads · Android 8.0+

  • 🔐 AES-256 encrypted
  • 🙈 Personal chats never read
  • 🗑️ Delete your data anytime
Paisa Tracker home screen — monthly spending total, connected banks, and today's transactions
🔐 Bank-grade AES-256 encryption 📩 Only bank transaction SMS 🙈 Personal messages never read 🚫 No ads · No data selling 🗑️ Delete your data anytime
Why Paisa Tracker

Stop guessing where your salary went

Manual expense tracking fails because it's manual. Paisa Tracker just… does it.

Without it
  • Typing every expense into an app — until you forget
  • Sorting each expense into a category by hand
  • Budgets you set once and never track
  • Finding out you overspent only after the money's gone
  • Handing bank logins to apps you're not sure you trust
With Paisa Tracker
  • Every transaction logged automatically from your bank SMS — no manual entry, no bank linking
  • Expenses auto-categorized by a model that learns from your corrections
  • Monthly & daily budgets tracked live — burn-rate rings and a color-coded calendar
  • Real-time alerts the moment money leaves, plus weekly recaps
  • No bank logins, ever — just your SMS, behind a fingerprint + PIN lock
What it does

Everything about your money, in one calm place

No receipts to snap, no rows to type. Paisa Tracker does the work the second a transaction happens.

Fully automatic tracking

Reads your bank SMS and logs every transaction; no manual entry, no bank linking.

🏷️

Auto-categorization

A machine-learning model sorts every expense and remembers your corrections.

🎯

Budgets at a glance

Set monthly and daily limits, tracked live with burn-rate rings and a color-coded calendar.

🔔

Real-time alerts

Know the moment money leaves your account, plus weekly recaps that keep you on track.

🔒

Private and locked

No bank logins, ever — just your SMS, behind a fingerprint + PIN lock.

A look inside

Take a tour of the app

From your daily dashboard to deep insights, budgets, and PDF reports — here's Paisa Tracker in action.

Home dashboard showing total monthly spending, connected banks, and today's transactions
Your money at a glance
Insights screen with money-personality summary and a budget burn-rate donut chart
Insights & burn rate
Monthly spending trend line chart with a top-merchants breakdown
Trends & top merchants
Calendar heatmap showing daily spending across the month
Calendar heatmap
Settings screen with app theme, notification, and security controls
Theme, security & control
Export screen to generate a PDF financial report for a chosen period
PDF financial reports
Up and running in a minute

How it works

1

Install the app

Get Paisa Tracker from Google Play — a simple one-tap install.

2

Allow SMS access

Grant permission so the app can read your bank transaction alerts. That's the only source it reads.

3

Watch it fill in

Your transactions appear automatically — sorted, categorized, and ready to explore.

Transparency first

What Paisa Tracker reads — and what it ignores

SMS access is powerful, so here's exactly how it's used. Nothing hidden.

What it reads

  • Bank transaction alerts only — the debit/credit SMS your bank sends after a payment.
  • The amount, merchant, date, and account from those alerts — to log your spending.

What it ignores

  • Personal messages & chats — filtered out on your device, never processed.
  • OTPs & verification codes — explicitly excluded.
  • Promotional & marketing SMS — rejected automatically.
  • "Will be debited" reminders — only completed transactions count.
🔐
EncryptedYour transaction data is stored with AES-256 encryption.
🖐️
You're in controlDelete your account and all data anytime — instantly, from the app.
🚫
Never soldNo ads, no trackers, and we never sell your data.

“Why does it need SMS access?”

Banks send an SMS for every transaction. Paisa Tracker reads those alerts so it can log your spending the instant it happens — with no manual entry and no bank-account linking.

Get started

Get the app

Paisa Tracker is available now on Google Play — a free, one-tap install straight from the Play Store.

Download now onGoogle Play Free · No ads · Android 8.0+
Questions

Good things to know

Where can I get Paisa Tracker?

It's live on the Google Play Store — download Paisa Tracker free for Android 8.0+. No ads, no subscription.

How does it track my spending automatically?

It reads your bank's transaction SMS — the debit and credit alerts your bank sends after each payment — and logs the amount, merchant, and account for you. No manual entry, and no bank-account linking.

Does it read my personal messages?

No. Paisa Tracker only processes bank transaction alerts — messages with a payment amount and a debit/credit keyword. Personal chats, OTPs, and promotional messages are filtered out on your device and never uploaded.

Do I have to connect my bank account?

Never. Paisa Tracker works entirely from your transaction SMS — there are no bank logins, so your banking credentials are never involved. You can also lock the app behind a fingerprint or PIN.

Is my data private, and can I delete it?

Yes. Your data is AES-256 encrypted, and we never show ads or sell your data. You can delete your account and all data anytime, and read the full privacy policy.

▶ Download now on Google Play